{
  "schemaVersion": 1,
  "reviewedAt": "2026-08-29",
  "sources": [
    {
      "id": "bls-cpi",
      "title": "Consumer Price Index",
      "publisher": "U.S. Bureau of Labor Statistics",
      "url": "https://www.bls.gov/cpi/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 90
    },
    {
      "id": "bls-cpi-overview",
      "title": "Consumer Price Index Overview",
      "publisher": "U.S. Bureau of Labor Statistics",
      "url": "https://www.bls.gov/cpi/overview.htm",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "bls-occupational-outlook",
      "title": "Occupational Outlook Handbook",
      "publisher": "U.S. Bureau of Labor Statistics",
      "url": "https://www.bls.gov/ooh/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "bea-pce-price-index",
      "title": "Personal Consumption Expenditures Price Index",
      "publisher": "U.S. Bureau of Economic Analysis",
      "url": "https://www.bea.gov/data/personal-consumption-expenditures-price-index",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 90
    },
    {
      "id": "cfpb-credit-dispute",
      "title": "How do I dispute an error on my credit report?",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-credit-repair-timing",
      "title": "How long does it take to repair an error on a credit report?",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/how-long-does-it-take-to-repair-an-error-on-a-credit-report-en-1339/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-credit-report-review",
      "title": "When should I review my credit report?",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/when-should-i-review-my-credit-report-en-312/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-balance-transfer-fee",
      "title": "What is a balance transfer fee?",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-a-balance-transfer-fee-can-a-balance-transfer-fee-be-charged-on-a-zero-percent-interest-rate-offer-en-53/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-30",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-credit-card-basics",
      "title": "Know Before You Owe: Credit cards",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/data-research/credit-card-data/know-you-owe-credit-cards/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-30",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-credit-score",
      "title": "Understand your credit score",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/understand-your-credit-score/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-debt-consolidation",
      "title": "Credit counseling, debt settlement, debt consolidation, or credit repair",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-credit-counseling-and-debt-settlement-debt-consolidation-or-credit-repair-en-1449/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-30",
      "reviewCadenceDays": 180
    },
    {
      "id": "cfpb-minimum-payment-three-year",
      "title": "Credit card three-year payoff disclosure",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/ask-cfpb/a-box-on-my-credit-card-bill-says-that-i-will-pay-off-the-balance-in-three-years-if-i-pay-a-certain-amount-what-does-that-mean-do-i-have-to-pay-that-much-if-i-pay-that-much-and-make-new-purchases-will-i-still-owe-nothing-after-three-years-en-36/",
      "authorityType": "government-primary",
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        "us"
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      "accessedAt": "2026-08-30",
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    },
    {
      "id": "cfpb-your-money-your-goals",
      "title": "Your Money, Your Goals toolkit",
      "publisher": "Consumer Financial Protection Bureau",
      "url": "https://www.consumerfinance.gov/consumer-tools/educator-tools/your-money-your-goals/toolkit/",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "dol-worker-misclassification",
      "title": "Misclassification Initiative",
      "publisher": "U.S. Department of Labor",
      "url": "https://www.dol.gov/index.php/agencies/whd/flsa/misclassification",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
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      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "fdic-saving-unexpected",
      "title": "Saving for the Unexpected and Your Future",
      "publisher": "Federal Deposit Insurance Corporation",
      "url": "https://www.fdic.gov/consumer-resource-center/2025-01/saving-unexpected-and-your-future",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "federal-reserve-household-wellbeing-2025",
      "title": "Economic Well-Being of U.S. Households in 2025 — Executive Summary",
      "publisher": "Board of Governors of the Federal Reserve System",
      "url": "https://www.federalreserve.gov/publications/2026-economic-well-being-of-us-households-in-2025-executive-summary.htm",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    },
    {
      "id": "federal-reserve-policy-rate",
      "title": "Economy at a Glance — Policy Rate",
      "publisher": "Board of Governors of the Federal Reserve System",
      "url": "https://www.federalreserve.gov/economy-at-a-glance-policy-rate.htm",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "federal-reserve-monetary-policy-outlook-2023",
      "title": "Monetary Policy and the Economic Outlook",
      "publisher": "Board of Governors of the Federal Reserve System",
      "url": "https://www.federalreserve.gov/newsevents/speech/jefferson20230327a.htm",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "ftc-get-out-of-debt",
      "title": "How To Get Out of Debt",
      "publisher": "Federal Trade Commission",
      "url": "https://consumer.ftc.gov/articles/how-get-out-debt",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-30",
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    },
    {
      "id": "irs-estimated-tax",
      "title": "Estimated Tax for Individuals",
      "publisher": "Internal Revenue Service",
      "url": "https://www.irs.gov/faqs/estimated-tax/individuals",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "irs-self-employment-tax",
      "title": "Self-Employment Tax (Social Security and Medicare Taxes)",
      "publisher": "Internal Revenue Service",
      "url": "https://www.irs.gov/businesses/small-businesses-self-employed/self-employment-tax-social-security-and-medicare-taxes",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
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      "accessedAt": "2026-08-18",
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    },
    {
      "id": "sba-manage-finances",
      "title": "Manage your finances",
      "publisher": "U.S. Small Business Administration",
      "url": "https://www.sba.gov/business-guide/manage-your-business/manage-your-finances",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
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    },
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      "id": "sba-plan-business",
      "title": "Plan your business",
      "publisher": "U.S. Small Business Administration",
      "url": "https://www.sba.gov/business-guide/plan-your-business",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "sec-asset-allocation",
      "title": "Asset Allocation and Diversification",
      "publisher": "U.S. Securities and Exchange Commission — Investor.gov",
      "url": "https://www.investor.gov/introduction-investing/getting-started/asset-allocation",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
      ],
      "accessedAt": "2026-08-18",
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    },
    {
      "id": "sec-beginners-asset-allocation",
      "title": "Beginner's Guide to Asset Allocation, Diversification, and Rebalancing",
      "publisher": "U.S. Securities and Exchange Commission — Investor.gov",
      "url": "https://www.investor.gov/additional-resources/general-resources/publications-research/info-sheets/beginners-guide-asset",
      "authorityType": "government-primary",
      "jurisdictions": [
        "us"
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      "accessedAt": "2026-08-18",
      "reviewCadenceDays": 180
    }
  ]
}